Apply for a Stated Income Commercial Real Estate Loan

Businesses of all types and sizes can benefit from stated income commercial real estate loans. This type of financing serves as an alternative to traditional loans so companies with less than perfect credit can obtain the financing they need to grow. At Infinity Lending Solutions, we offer stated income loans that are competitive and have generous terms.

What Makes a Stated Income Loan Different From Traditional Financing?

The primary difference between stated income and traditional loans is how they are approved. For a business to qualify for traditional financing, it usually needs to have an excellent credit history. Stated income loans are easier to qualify for because they are approved based on property value. If your company owns a property that has a value greater than the cost of its expenses, it qualifies for a stated income loan, regardless of which type of property it is. Because the approval process is different, stated income loans require less documentation than traditional avenues of financing and are usually approved more quickly.

What Are the Benefits of Stated Income Loans?

The money you receive from a stated income loan can be used it a vast array of ways to enhance your business. When you secure this type of loan from Infinity Lending Solutions, you may use the funds to purchase property, fill inventory orders, refinance or consolidate debt as needed. You will also earn the following advantages.

  • 25-year terms with fixed rates
  • Self-employment and W-2 documentation
  • Up to 75% LTV for mixed-use and multi-family properties
  • Up to 70% LTV for investment and owner-occupied properties
  • Up to 65% LTV for commercial properties such as warehouses, retail buildings and storage facilities

Contact Us Today

A stated income commercial real estate is a flexible avenue of financing that can help your business grow. Contact Infinity Lending Solutions today to learn more about how this financial solution can benefit your company.